Remortgage Solicitors

Remortgaging means switching your existing mortgage to a new deal — either with the same lender or a different one. A remortgage solicitor (or licensed conveyancer) handles the legal work involved in discharging your old mortgage and registering the new one with HM Land Registry.

Even if you are staying with the same lender, legal work is usually required. Your solicitor will:

• Review the new mortgage offer and lender conditions
• Carry out any required property searches
• Redeem your existing mortgage
• Register the new mortgage charge at HM Land Registry
• Ensure all title issues are resolved before completion

Your mortgage lender requires a solicitor to act on their behalf — and in most cases, the same solicitor can act for both you and the lender, saving you time and money.

A remortgage solicitor will ensure:

• The new lender's security over the property is properly registered
• Any restrictions or issues on the title are dealt with
• The old mortgage is fully redeemed
• Completion happens smoothly and on time

Without a solicitor, your remortgage cannot proceed. Choosing the right one can make the difference between a smooth switch and weeks of delays.

Remortgage conveyancing is typically cheaper than purchase conveyancing because there is no chain, no exchange of contracts, and fewer searches required.

Our partner firms offer fixed-fee remortgage quotes that include:

• All legal work
• Land Registry fees
• ID verification
• Bank transfer fees
• No hidden extras

We can often access exclusive fixed fees not available if you approach firms directly — saving you up to 75% compared to high street rates.

A straightforward remortgage typically takes 4 to 8 weeks from instruction to completion. This is faster than a purchase because there is no chain and fewer parties involved.

• There are title issues (missing documents, restrictions, etc.)
• Your solicitor is not on the lender's approved panel
• Searches reveal unexpected issues
• The lender requires additional conditions to be met

Choosing a solicitor who is experienced in remortgage work and already on your lender's panel is the best way to avoid delays.

Yes. Your new mortgage lender will require your solicitor to be on their approved conveyancing panel. If your solicitor is not on the panel, the lender may appoint a second solicitor — causing delays and additional costs.

We work with premium firms approved by major UK lenders including Nationwide, Barclays, Halifax, HSBC, Santander, NatWest, and many more.

If you are remortgaging to release equity from your property, your solicitor will handle the additional legal work involved. This may include:

• Confirming the new mortgage amount with the lender
• Ensuring the equity release is properly documented
• Registering the updated mortgage charge
• Advising on any stamp duty implications

Equity release remortgages are common when homeowners want to fund home improvements, consolidate debts, or help family members with deposits.

Switching to a new lender involves more legal work than a product transfer with your existing lender. Your solicitor will need to:

• Redeem your current mortgage in full
• Satisfy the new lender's requirements
• Register the new lender's charge at Land Registry
• Deal with any title issues that arise

Our partner firms are experienced in handling lender switches efficiently and can act for both you and your new lender.

We work with vetted, SRA-regulated conveyancing firms who specialise in remortgage work. Our service offers:

• Exclusive fixed-fee quotes not available direct
• Firms approved by major UK mortgage lenders
• Dedicated case handler throughout your remortgage
• Direct contact with your solicitor
• No move, no fee guarantee
• Faster than UK average completion times
• Nationwide coverage with local solicitors

Ready to switch your mortgage? Use our online quote calculator to get an instant fixed-fee remortgage conveyancing quote. No hidden fees, no obligation, just clear pricing from the start.

"I had a really positive experience with Chavivi Eaton. He took the time to clearly explain my solicitor’s quotes and made sure I fully understood the details. What I appreciated most was how patient and helpful he was when outlining the next steps — everything felt much clearer and less overwhelming after speaking with him. His guidance gave me confidence moving forward, and I’m very grateful for the support. Highly recommended!"

Helping you every step of your move

Our advice centre features frequently asked questions by home buyers and sellers just like you!