July 11, 2025

What is Help to Buy and How Does it Work? The Help to Buy scheme is a government-backed initiative in the UK designed to make homeownership more accessible, particularly for first-time buyers. Introduced in 2013, the scheme aims to bridge the gap between rising property prices and the financial constraints faced by many aspiring homeowners. […]

What Is a Gifted Deposit for a Mortgage? A gifted deposit is a sum of money provided by a donor—typically a family member or close associate—to help a recipient purchase a property. Unlike a loan, this money is given with no expectation of repayment, making it a true gift. Gifted deposits are increasingly common in