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Conveyancing Guide

# Beat the Five Month UK Average: Private House Sale Legal Checklist

UK checklist for selling privately: prepare the legal paperwork (TA6/TA10, EPC) and instruct a regulated conveyancer early to save weeks.

PS 

PJ Singh

Co-Founder, Conveyancer Plus | Conveyancing Industry Expert

Thursday, 10 September 2026 13 min read 

Yes, you can sell a house privately in the UK, without an estate agent handling any part of the process. You must instruct a regulated conveyancing solicitor or licensed conveyancer to manage the legal transfer, and you must commission a valid Energy Performance Certificate before you market the property. Get those two things right and a private sale is entirely achievable.

-   Having a valid Energy Performance Certificate and completing statutory disclosure forms is mandatory and delays are common if these are not prepared in advance. 
-   Private sales work best when the property is straightforward, you already have a buyer, and you have the time to manage viewings and negotiations yourself. 
-   Preparing all necessary paperwork, including TA forms and planning certificates, before marketing can significantly reduce transaction delays. 
-   The legal process, including searches and contract exchanges, takes several months and depends heavily on early instruction of a regulated conveyancer. 
-   Selling privately may save on agent fees but requires careful management of legal obligations to avoid potential claims or delays. 

## Table of Contents

## What are the legal requirements for selling a house privately?

Selling privately doesn't relax a single legal obligation. Every requirement that applies to an agent-led sale applies to you too, and in some ways more sharply, because there's no agent to catch an error before it reaches a buyer's solicitor.

You must [instruct a regulated conveyancing solicitor or licensed conveyancer](https://www.gov.uk/selling-a-home) to handle the legal transfer of ownership. This isn't optional paperwork you can skip to save money. Lenders on the buyer's side will not release mortgage funds unless a regulated professional has verified the title, handled the searches, and confirmed the transfer meets legal standards. A solicitor also protects you from the liability that comes with getting the disclosure documents wrong.

The EPC is your second non-negotiable. You need a valid Energy Performance Certificate before you put the property on the market, and the rating has to appear in your adverts. Where no valid EPC exists, [regulations require you to secure one within seven days of first marketing](https://www.legislation.gov.uk/uksi/2012/3118/regulation/7) wherever reasonably possible, with a further 21 days allowed only in limited circumstances. Trading standards officers enforce this, and non-compliance carries a fixed penalty.

**Statistic:** Failing to have a valid EPC in place before marketing can trigger a fixed penalty from your local trading standards authority, and buyers' solicitors will flag its absence during their enquiries regardless.

Beyond the EPC, you'll need to complete the statutory disclosure forms:

-   **TA6** (Property Information Form) covering boundaries, disputes, alterations, and utilities 
-   **TA10** (Fittings and Contents Form) listing what stays and what goes 
-   **TA7** (Leasehold Information Form) if you're selling a leasehold flat or house 
-   **LPE1** for leasehold enquiries, where a management company is involved 

Inaccurate or incomplete answers on these forms can expose you to a claim from the buyer after completion, sometimes years later. Your conveyancer will also run anti-money laundering checks and verify your identity, a legal requirement on every UK property transaction, not a private-sale quirk.

## Is selling privately the right choice for your situation?

Selling without an agent works brilliantly for some sellers and badly for others. The difference usually comes down to how much time you have and how straightforward your sale is.

The financial appeal is obvious. Estate agent commission typically runs [between roughly 0.75% and 1.5% of the sale price](https://www.propertypassport.uk/guides/selling-house-yourself-without-agent), so on a £350,000 house that's somewhere between £2,600 and £5,250 you could keep in your pocket. But that saving isn't free. You're taking on the marketing, the viewings, the buyer screening, and the negotiation yourself, and all of that costs time even when it doesn't cost money.

Private sales tend to work best when:

-   You have a straightforward freehold property with no complicated title issues 
-   You already have a known buyer, such as a family member or a cash buyer you've found independently 
-   You have the time and confidence to handle viewings, paperwork, and negotiation directly 
-   Your local market is active enough that word of mouth and portal listings will find genuine interest 

Where it works less well is when your property has a complex lease, sits in a long onward chain, or when you simply don't have the hours to spend on marketing and viewings. A full-fee agent's negotiating experience and buyer database can sometimes secure a higher final price, particularly in a slower market, and that gap can outweigh the commission you'd have saved.

## The step-by-step checklist for selling your house privately

This is the order that actually works. Skip a step, or do them out of sequence, and you'll usually pay for it later in delays or a lower offer.

1\. **Value the property properly.** Pull recent sold prices for comparable homes on your street or postcode, not just current asking prices, which tend to be aspirational. Consider a [RICS-accredited valuation or survey](https://www.rics.org/consumer-guides/house-surveys-uk-the-costs-types-and-benefits-of-an-rics-home-survey) if you're uncertain, particularly for a property with unusual features or a non-standard construction. Decide your pricing strategy: a fixed asking price signals confidence, "offers around" invites negotiation, and "offers invited" can generate competitive interest in a hot market but risks lowball bids in a slow one.

2\. **Assemble your paperwork before you market, not after.** This is the single biggest time-saver in a private sale. Get your TA6 and TA10 forms drafted, gather planning permissions and building regulations certificates for any extensions or alterations, and pull together warranty documents (NHBC, boiler guarantees, double glazing certificates). A proactive conveyancing pack prepared before marketing can shave weeks off the eventual transaction, because your solicitor can answer buyer enquiries immediately rather than chasing documents mid-sale.

3\. **Commission your EPC.** Book this early so the certificate and rating are ready the moment you list. Waiting until after your first viewing request is a common and avoidable delay.

4\. **Prepare the property and take proper photographs.** Declutter, fix the small things (a sticking door, a cracked tile) that make buyers question what else might be wrong, and photograph in good natural light. A simple floor plan, even a hand-drawn one turned digital through a free tool, makes a private listing look far more credible to serious buyers.

5\. **Choose where to list.** Private-listing portals that accept non-agent sellers, local Facebook groups and community pages, and straightforward word of mouth all work. Auctions suit properties needing quick, certain sales, often at a discount to open-market value. Online fixed-fee agents sit somewhere between full-service and fully private, giving you portal exposure for a flat fee while you still handle viewings yourself.

**Pro Tip:** _List your EPC rating and your council tax band directly in the advert text. Buyers filter on both, and omitting them invites time-wasting enquiries from people who'd have scrolled past anyway._

6\. **Host viewings safely and screen buyers as you go.** Never give out your address without first taking a name and phone number, and consider viewings by appointment only rather than an open house, which is harder to control. Ask every serious viewer for proof of funds or a mortgage in principle before you invest more time with them.

7\. **Negotiate and record offers properly.** Keep a written log of every offer, including the buyer's position (cash, mortgaged, chain-free, or in a chain) alongside the price. A £5,000 higher offer from a buyer three links deep in a chain is often worth less than a lower offer from someone chain-free and ready to move. Set a deadline for best and final offers if you have multiple interested buyers, and always confirm acceptance in writing before you take the property off the market.

## How does conveyancing work once you've accepted an offer?

Accepting an offer is the start of the legal process, not the end of your job. [A solicitor or licensed conveyancer handles searches, title checks, contract drafting, exchange of contracts, and completion](https://www.lawsociety.org.uk/public/for-public-visitors/common-legal-issues/selling-a-home), and instructing one early, ideally before you even list, means this machinery is already running when a buyer appears.

The typical sequence runs: instruction and initial paperwork, then the buyer's solicitor raises searches and enquiries against your TA6 pack, followed by draft contract negotiation, exchange of contracts, and finally completion, when money moves and keys are handed over.

**Statistic:** Selling a home in the UK takes several months on average, and much of that time sits in the searches and enquiries stage, precisely where a prepared paperwork pack makes the biggest difference.

Seller-side costs and disbursements typically include your conveyancer's fee, a copy of the title register from the Land Registry, and possibly a fee to your mortgage lender for redemption if you still owe on the property. Our [conveyancing costs calculator guide](/conveyancing-costs-calculator-guide) breaks these down in more detail if you want exact figures for your situation.

To keep enquiries moving quickly, have these ready before your solicitor even asks:

-   Proof of identity and address for AML checks 
-   Your mortgage account details, if applicable 
-   Completed TA6 and TA10 (and TA7 if leasehold) 
-   Planning permissions, building regulations certificates, and any warranties 
-   Management company details and service charge accounts, for leasehold sales 

Your conveyancer will also vet the buyer's funding, a task an unrepresented seller genuinely cannot do reliably alone.

## How long does it take and what does it cost to sell privately?

The average UK house sale takes around five months from listing to completion, and a private sale isn't automatically faster just because there's no agent fee in the middle. What speeds things up is being chain-free, selling to a cash buyer, or having your paperwork ready on day one.

Budget for these typical costs:

-   **EPC**: a modest one-off fee, required before marketing regardless of sale route 
-   **Conveyancing fees**: varies by firm and property value, plus disbursements 
-   **Optional RICS survey or valuation**: worth it for unusual properties or where you're unsure on price 

**Statistic:** Chain-free or cash-buyer transactions routinely complete faster than the five-month average, sometimes by several weeks, because there's no dependent sale further down the chain to delay exchange.

The most common delays in a private sale come from incomplete paperwork (buyer's solicitor raises the same enquiry three times because the first two answers were vague), slow responses from a leasehold management company, and sellers who instruct a conveyancer only after accepting an offer rather than before. Preparing your TA6 pack early and chasing leasehold information the day you decide to sell, not the day you get an offer, avoids most of it.

## When should you use an agent instead of selling privately?

A private sale carries genuine risk alongside its savings, and knowing when to step back matters as much as knowing how to proceed.

The legal exposure is real: inaccurate disclosures on your TA6 form can lead to a buyer claim well after completion, and without an agent double-checking your listing details, small errors slip through more easily. Commercially, private sales sometimes suffer from weaker market exposure than agent-listed ones, which can translate into softer offers or a longer time to find a serious buyer.

Consider hiring an agent, or exploring alternatives, if:

-   Your property has a complex leasehold, shared ownership, or title issue you don't fully understand 
-   You're in, or likely to be part of, a long onward chain 
-   You don't have the time to manage viewings, enquiries, and negotiation yourself 
-   You need a guaranteed quick sale and would consider an auction instead 

If any of those apply, a full-service agent's market reach can be worth the commission, and our [tips for choosing London estate agents](/7-tips-for-best-estate-agents-in-london) covers what good agent service actually looks like. Fixed-fee online agents and auctions sit in between, offering more support than a fully private sale, without full agent fees.

## Get your paperwork ready before you list: a proactive pack that saves weeks

The single biggest lever a private seller controls is preparation. Assembling a conveyancing pack before you market, rather than after you accept an offer, prevents the iterative back-and-forth that stretches transactions by weeks.

Your pack should include:

-   Completed TA6 and TA10 forms (plus TA7 for leasehold) 
-   Planning permission and building regulations certificates for any work done 
-   Warranty documents: NHBC, boiler, windows, damp treatment 
-   Proof of identity ready for your conveyancer's AML checks 
-   Leasehold management pack, where relevant, requested as early as possible 

**Pro Tip:** _Request your leasehold management information pack the same week you decide to sell. Management companies are frequently the slowest link in the chain, and a request made early rather than reactively can save real time later._

An instant fixed-fee quote system can help remove a common bottleneck: choosing a regulated conveyancer. Comparing regulated firms side by side on price and turnaround, rather than ringing round individually, can get your legal side moving more quickly. A guide to choosing a [property solicitor in London](/a-guide-to-property-solicitors-in-london) walks through what to look for beyond price alone.

## Sell privately, but don't sell yourself short on the paperwork

The seller who does well out of a private sale is the one who treats the legal side as the first job, not the last. Get your conveyancer instructed and your TA6 pack drafted before you take a single photograph, and most of the friction that trips up private sellers simply never appears.

A seller might accept an offer, then discover the buyer's solicitor is querying an unrecorded extension from a decade earlier, causing the sale to stall for weeks while planning records get chased retroactively. That delay was entirely avoidable with fifteen minutes of preparation before listing.

## Start the legal side of your sale today

Selling privately puts you in charge of the marketing and negotiation, but the legal work still needs a regulated professional, and that's where delays usually creep in if you leave it too late. Instructing early, before you've even listed, means your conveyancer can start on searches and paperwork while you handle viewings, rather than starting the legal clock only after an offer lands. Get an [instant conveyancing quote](/how-to-get-an-instant-conveyancing-quote-online) now and have a regulated firm ready to act the moment you accept an offer.

This article is general information, not a substitute for advice from a qualified lawyer. Consult a qualified legal professional about your own circumstances before acting on anything here.

## Sources

PS 

### About the Author

Verified Expert

#### PJ Singh

Co-Founder, Conveyancer Plus | Conveyancing Industry Expert

BSc Computer Science, University of Hertfordshire | 10+ Years Conveyancing Industry Experience

PJ Singh is Co-Founder of Conveyancer Plus, bringing over 10 years of expertise in the UK conveyancing and property sector. Previously Group Director of Sales and Marketing at Ackroyd Legal and Head of Business Development at Fitzalan Partners (Homeward Legal), PJ has worked with over 70 SRA-regulated solicitors nationwide. His deep understanding of the property transaction process and client journey makes him a trusted voice in simplifying conveyancing for homebuyers.

[View all articles by PJ →](/our-editors/pj-singh)[LinkedIn](https://www.linkedin.com/in/pj--singh/)

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